Terms & Conditions


User Agreement

This agreement governs your use of FBIC Website ( www.fbic.com ) and its subsequent pages.This agreement, along with any such additional terms and conditions, shall be referred to as the "Agreement". By using the Site, you agree to comply with and be bound by this Agreement. Federal Business and Investment Consultants shall from hereon be referred to “FBIC”, throughout this agreement.

Agreement Acceptance

FBIC, reserves the sole right, to change or modify all or part of this Agreement at any time, effective immediately upon notice published on the Site. Your continued use of the Site constitutes your binding acceptance of these terms and conditions, including any changes or modifications made by FBIC. You should cease using the Site immediately if at any time the terms and conditions of this Agreement become unacceptable to you.


FBIC owns or has license rights to all content, materials, documents, graphics, renderings, floor plans, and other items on the Site. You have no ownership interest in the Content on this site. You also have no other right to view, use, copy, perform, display, or modify the Content. The Content is protected under applicable copyright, trademark and other intellectual property laws in the United States and around the world. FBIC may modify, add to, or delete any Content at any time, without notice to, or permission from you or any third party.

License Grant

Subject to the terms and conditions of this Agreement, FBIC hereby grants you a limited, revocable, non-exclusive, non-transferable and personal license to view and use the Site and the Content for your own non-commercial purposes and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works or other use.


The Content, organization, graphics, design compilation, magnetic translation, digital conversion and other matters related to the Site are protected under applicable copyright, trademark and other proprietary (including but not limited to intellectual property) rights.

Warranty Disclaimers

You expressly understand and agree that:


Your use of the site is at your sole risk. The site is provided on an, as is, and as available basis. FBIC expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.


FBIC makes no warranty that:

(a) The site will meet your requirements

(b) Access to the site will be uninterrupted, timely, secure, or error-free

(c) The information on the site will be accurate or reliable

(d) The quality of any products, services, information or other material obtained by you through the site will meet your expectations


No advice or information obtained by you from the site is intended to constitute or create a warranty.

Limitation of Liability

FBIC has no liability whatsoever for your use of, or inability to use, any information or services on the site. FBIC is not liable for any direct, indirect, special, incidental or consequential damages (including damages for loss of business, loss of profits, litigation, or the like), whether based on breach of contract, breach of warranty, tort (including negligence), product liability or otherwise, even if advised of the possibility of such damages. The negation of damages set forth above is a fundamental element of the basis of the bargain between FBIC and you.


The Privacy Policy, which is incorporated herein and a part of this Agreement, shall govern the collection practices and use of any information collected by XYZ on the Site. This Privacy Policy shall govern only that information gathered online through this Site and is not applicable to any information collected by XYZ in any other manner.


This Agreement shall be governed in all respects by the laws of the State of Virginia. FBIC does not guarantee continuous, uninterrupted or secure access to the Site or services, and operation of the Site may be interfered with by numerous factors outside the control of FBIC. You shall comply with all applicable laws, statutes, ordinances, and regulations affecting your use of the Site. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. This Agreement sets forth the entire understanding and agreement between FBIC and you with respect to the subject matter hereof.